Can I cash a money order that has been filled out?

What if I already filled out the money order, but no longer need it for the payment I was going to make? If the money order is not altered and is in good condition, you may try to cash the money order at your bank or check-cashing store. We suggest you contact your bank or check casher before going to the location.

Can you get a replacement money order?

Lost or Stolen Money Orders You cannot stop payment on postal money orders, but a lost or stolen money order can be replaced. Money order loss or theft may take up to 30 days to confirm. Investigating a money order’s lost or stolen status may take up to 60 days.

Can you put 2 names on a money order?

As a general rule it has always been accepted that 2 names on a money order or check would have to be signed by both parties unless there is an ‘or’ placed between the names. A money order addressed to more than one payee is paid to either payee if the conjunction “or” is used to connect the payees.

How do I report a lost money order?

U.S. Postal Service: If your stolen or lost money order is through USPS, you can check the status of it online. But if you want it replaced, you have to go to your local Post Office in person. You’ll fill out and submit a “Form 6401 Money Order Inquiry” and pay a $5.95 processing fee.

How do I cash a money order made out to someone else?

To cash a money order, you’ll need to first endorse it by signing your name on the back. You will also need to provide identification no matter where you’re cashing your money order. If you don’t have any ID, you can endorse the money order to someone else, like a sibling or friend, who does have an ID.

Can I return a money order to my bank?

Take it to the Bank If you have a bank account, you can deposit the money order into your account, provided you haven’t written on it. If the money order is blank, put your name in the recipient’s area and endorse the back of the money order. Then you can either present it to a teller.

Can you get a refund on a money order from the post office?

Get a refund USPS does not offer direct refunds for their money orders. Instead, you’ll need to make the replacement money order out to yourself and then cash it or deposit it into your bank account. From the USPS site… Money Orders are not eligible for a refund.

Can I make a money order out to myself?

You can make out a money order to yourself and leave it unsigned until you’re ready to cash it, it’s much like a traveler’s check. If you are the original purchaser and you are not modifying it you should be able to but each money order provider has their own set of rules.

What happens if you mess up a money order?

Making a Mistake on Money Order Many money order providers and cashiers won’t let you correct the mistake yourself. Changing information on the completed money order will make the order ineligible for cashing; the official policy is that money orders must be canceled and/or refunded if there is a mistake.

What happens if someone cashed my money order?

If the money order has been cashed, the issuer will not replace it or refund the purchase amount. But if the money order goes missing, you have a good chance of getting your money back—minus a fee and a few weeks’ delay—as long as it hasn’t been cashed.

Who signs the back of the money order?

Make sure to sign the front of the money order. Do not sign the back. The back is for the receiver when they cash the money order. Some money orders leave room for a note or memo to specify the payment’s purpose.

Can you cancel money order?

Can you cancel a money order? You can cancel a money order that hasn’t been cashed. (If it’s already been cashed, skip ahead.) If you’re not sure about your money order’s status, you can track it by calling the issuer’s customer service number or using the tracking feature on its website.

Can I deposit someone else’s money order in my bank account?

If the payee has no account, cashing the money order at the issuer’s office is a great option. However, a payee does not have to cash the money order right away. They can deposit it into a bank account, much as you would do a check.

What is a blank money order?

Fill out the money order right away. Once you pay, you’ll receive a blank money order. Fill it out with the name of the recipient before you leave — anyone can cash it otherwise.

Do I have to put my address on a money order?

You are the purchaser and so you should write your current mailing address. Some money orders may use the words From, Sender, Issuer, Remitter, or Drawer. Putting your address allows the recipient (wherever they deposit the money order) to contact you if they want to confirm that it’s real or if there is an issue.

What is remitter on money order?

By Ciaran John. Technically, the person who buys a money order should sign as the remitter. However, many banks do not require you to sign a money order at the time that your purchase it and you could allow someone else to sign as the remitter.

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